Attention homeowners in Katy and Fort Bend County: Need an appraisal?The top seven reasons TX homeowners hire B & B Valuations, LLC:
Own a house in or near Katy, TX and need help determining the value of it?
At B & B Valuations, LLC, we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at B & B Valuations, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. B & B Valuations, LLC is veterans in helping people just like you rid themselves of unwanted and unneeded PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that's going down. That only means you're going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from B & B Valuations, LLC is your #1 weapon when challenging your property tax assessment. HELOC recently frozen?If your property is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from B & B Valuations, LLC can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from B & B Valuations, LLC can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property. |